Loving Toyota Finance Center in Lufkin, TX
Loving ToyotaĀ takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.Ā Serving Lufkin, Livingston, Nacogdoches, Jasper and Rusk areas near me, let's get started today!
We Make it Easy!

Should You Lease Your New Toyota?
Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over. Ask our sales team about your leasing options!
Benefits of Financing
If you're planning to keep your vehicle long-term, financing is a smart choice. At Loving Toyota in Lufkin, TX, our flexible auto loan options make it easy to drive home in a new or used Toyota while helping you build equity and save on overall costs. Unlike leasing, financing allows you to own your vehicle outright, eliminating monthly payments once your loan is complete. You'll also have no mileage restrictions, the freedom to customize your vehicle, and the potential to use it as a trade-in for your next Toyota. Explore our competitive financing options today and enjoy the benefits of ownership!


Flexible Credit Options
Loving Toyota can help you get into the new or used vehicle you deserve with financing options tailored to your needs. With monthly specials, new vehicle offers, and competitive rates, we make it easier than ever to find a payment plan that fits your budget. Our team is committed to providing a hassle-free experience, ensuring you get the best deal while enjoying top-notch customer service. Whether you're looking for low-interest financing, flexible loan terms, or exclusive Toyota incentives, we go the extra mile to give you options that work for your lifestyle!
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
Weāve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?
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Loving Toyota
1807 South Medford Drive
Lufkin, TX 75901
- Sales: (936) 699-1000
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